Cumberland Bank & Trust - A customer service-oriented community bank, serving Montgomery County & Clarksville, Tennessee.



Averitt Construction, LLC.

As a small business owner it is imperative to form lasting relationships. None of these relationships are more important than my relationship with my banker. You have made it a pleasure working with you for my banking needs. Your vast knowledge of the banking industry makes decision making much easier. You are always looking out for my best interest. This is greatly appreciated in this big bank for profit society.

Todd Averitt
Averitt Construction, LLC.


Riverside Spine & Physical Medicine

As a doctor and owner of a healthcare facility, I chose Cumberland Bank and Trust in Clarksville, Tennessee because of the excellent service I get with my banking needs.

Geoff Livingston and the rest of the team have been instrumental in the growth of my business over the years. They have provided me with sound advice as well as provided me with the financial resources so that I can always take my business to the next level. I believe it is vital for a growing business to have a solid baking partner that you can count on when needed.

I would like to thank Geoff and the team at Cumberland Bank for the assistance they’ve given me over the years. They keep things simple and easy. I look forward to doing business with them in the future!

Dr. David M. Allen (Owner)
Riverside Spine & Physical Medicine



American Car Wash, Inc.

Cumberland Bank & Trust has been our exclusive business banker since 2002.  The bank has been there to support us with several projects during the 14 year relationship.

Geoff Livingston and his staff are always available and ready to lend their expertise.  Geoff has considerable business knowledge and is able to see matters from the customer’s perspective.  He has the ability to “think like the customer”, a rare skill in the market place.

The staff at Cumberland Bank & Trust is always helpful, efficient and friendly.  The banks leadership has managed to assemble an amazing group of people.

We hope to continue our business relationship with Cumberland Bank & Trust for many years.

Shannon W. Keen
American Car Wash, Inc.

Cumberland Bank & Trust