Cumberland Bank & Trust - A customer service-oriented community bank, serving Montgomery County & Clarksville, Tennessee.

Personal Loans and Lines

Personal Loans

Consumer Loans

Cumberland Bank & Trust offers a variety of consumer loans tailored to fit your needs – and your budget. Let us help you determine what type of loan is right for you.

Consumer loans can be used for a variety of purposes. They are commonly used for things like debt consolidation, new and used automobiles, boats, and recreational vehicles.


Home Equity Loans

A home equity loan is a loan secured by the equity in your home that provides you with a one-time lump sum cash amount. You repay it as you would any other installment loan in fixed monthly payments. These fixed-rate, simple interest loans guarantee that your rate will never change and your payment will never increase for the term of the loan. This loan is ideal for those who prefer the budgeting ease of fixed payments.

View Cumberland Bank’s National Mortgage Lending Service (NMLS) member numbers here.


Personal Lines of Credit

Home Equity Line Of Credit

A home equity line of credit is a revolving line of credit secured by the equity in your home.  A home equity line works just like a credit card. Once a line of credit is established, you can draw against it by simply writing a check or having the funds transferred to your Cumberland Bank & Trust account. You borrow what you need when you need it.  A home equity line is the smart solution for those who want the financial flexibility to use their home equity over a period of time.  Please see Terms and Conditions for details.


Personal Overdraft Line of Credit

  • Automatic overdraft protection up to your approved credit limit
  • $500 minimum line of credit
  • Accessed through checking
  • Avoids overdraft fees


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Cumberland Bank & Trust