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Cumberland Bank & Trust

A customer service-oriented community bank, serving Montgomery County & Clarksville, Tennessee.

Personal Checking

Cumberland Edge Personal Checking Account

With all of its features, it’s the only personal account we offer and the only checking account you’ll ever need!

  • Interest-bearing account
  • Unlimited check writing
  • Basic style checks–no charge
  • Debit card with no monthly charge∗
  • Online banking
  • Online bill payment
  • Mobile banking with smartphone apps
  • Electronic statements or paper statements in the mail–your choice
  • OnCall 24 hour telephone banking: 931-503-0277

All of this with…

  • No monthly service charge!
  • No minimum balance!
  • Interest on every penny in your account!*


One NSF* item per statement cycle with no charge! Never more than four (4) NSF* charges per business day. That’s the max.

No strings attached. No hoops to jump through. We don’t require a minimum number of debit card transactions per month, or direct deposit or electronic statements (you can still get paper in the mail)!


*One free NSF per statement cycle and four NSF charge per business day limit apply only to the Cumberland Edge account and do not apply to business accounts. See “Cumberland Edge NSF/Overdraft Disclosures” for complete details. Debit card issuance and point–of–sale (POS) limit subject to approval. Minimum $100 to open this account. Fees may reduce earnings on the account.


Click here for ATM & Debit Card Safety Tips


See Cumberland Edge NSF/Overdraft Disclosures »


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