Cumberland Bank & Trust - A customer service-oriented community bank, serving Montgomery County & Clarksville, Tennessee.

Personal Banking

Welcome to Cumberland Bank and Trust Personal Banking

On this page you can learn about the various services we offer as a personal bank. With many locations all around Clarksville, we are sure to have a branch near your home.  Click a link below to see all the services your local bank can offer you!


Learn about the Cumberland Edge Personal Checking Account.  With all of its features, it’s the only personal account we offer and the only checking account you’ll ever need!


Learn about Cumberland Bank’s personal savings account options like our Basic Savings, Christmas Club or our Cumberland Youth Savings, designed teach children about financial responsibility.

Money Market

The Cumberland Gold Leaf Money Market Account bears interest using a tiered interest rate system based on your average daily balance.

CDs & IRAs

Certificates of Deposit with terms ranging from as little as six months up to five years.  Interest can be added or compounded in a variety of ways.  Cumberland Individual Retirement Accounts feature a CD or savings account option.

Health Savings Account

Our Health Savings Account will help qualified individuals save money and even earn interest for qualified medical expenses.

Loans & Lines

Information about Home Equity Loans, Home Equity Line of Credits and Personal Overdraft Lines of Credit.  Download personal financial statements on this page as well.

Online Services

Cumberland Bank & Trust offers a variety of online services to help you access and manage your personal account from anywhere.

  • Online Banking  —  Manage your financial accounts, make balance transfers, check your banking statements and more on the go.
  • Electronic Statements  —  View your current and past monthly statements online via a secure internet connection from the convenience of your home.
  • Mobile Banking —  Download the new Cumberland Bank & Trust mobile app – available for both iPhone and Android devices.
  • Re-order checks — Re-order your personal checks online – it’s so quick and easy!



Cumberland Bank & Trust