Cumberland Bank & Trust - A customer service-oriented community bank, serving Montgomery County & Clarksville, Tennessee.

Charlotte Office – First Federal Bank

2 Court Square
Charlotte, TN 37036
Telephone: 615-789-9276


Lobby Hours
Monday – Thursday: 8:00 am – 4:00 pm
Friday: 8:00 am – 6:00 pm
Saturday: 8:00 am – 1:00 pm


Drive – Thru Hours

Monday – Thursday: 8:00 am – 5:00 pm
Friday: 8:00 am – 6:00 pm
Saturday: 8:00 am – 1:00 pm